{
  "schemaVersion": "0.1.0",
  "name": "no-excuses-cyber-insurance",
  "displayName": "NO EXCUSES — Cyber Insurance RU",
  "description": "Cyber-insurance agent + incident response coordinator for Russian businesses. Insurance policy selection from 5 RU insurers, MDR, Pre-IR + Pentest, 152-ФЗ compliance shield, active claim management. Operator: ИП Павлов Данила Игоревич. Email: hello@0exc.ru.",
  "url": "https://0exc.ru/",
  "documentationUrl": "https://0exc.ru/llms-full.txt",
  "contactEmail": "hello@0exc.ru",
  "provider": {
    "organization": "NO EXCUSES",
    "url": "https://0exc.ru/"
  },
  "capabilities": {
    "streaming": false,
    "pushNotifications": false
  },
  "defaultInputModes": ["application/x-www-form-urlencoded", "multipart/form-data"],
  "defaultOutputModes": ["application/json"],
  "skills": [
    {
      "id": "submit-lead",
      "name": "Submit lead",
      "description": "Send a contact / Pre-IR request to NO EXCUSES. Returns confirmation that the lead was logged and emailed.",
      "endpoint": "https://0exc.ru/submit.php",
      "method": "POST"
    },
    {
      "id": "answer-152fz",
      "name": "Answer 152-ФЗ questions",
      "description": "Provide information about Russian personal data protection law (152-ФЗ), КоАП Article 13.11 fines, КоАП Article 2.1 part 2 liability waiver, УК Article 272.1 criminal liability, and the РЖД precedent (9th Arbitration Appellate Court, 16.02.2026). Source: https://0exc.ru/llms-full.txt"
    },
    {
      "id": "answer-cyber-insurance",
      "name": "Answer cyber-insurance questions",
      "description": "Provide information about Russian cyber-insurance market — typical premiums, exclusion clauses, common rejection reasons (79% no-claim, 21% rejection), MDR services, incident response retainers. Source: https://0exc.ru/llms-full.txt"
    }
  ]
}